Retiring Soon? Let’s Talk About Your Life Insurance
If you're thinking about retirement (or already there), you've probably looked at your 401(k), your Medicare options, and maybe even your travel plans.
But what about your life insurance?
Most people don’t realize that the life insurance you have through work—your group policy—probably won’t stick around after you clock out for the last time.
💼 Your Employer’s Life Insurance: What Most People Don’t Know
When you're working, many employers offer group life insurance as part of your benefits. It’s a great safety net while you’re earning income. But here’s the catch:
Your coverage often ends when you leave your job
Or if you keep it, your premium usually increases every year
It’s likely a term policy, which means it has no cash value and may not last for your entire life
And it’s designed to protect your income—not your retirement
In other words, it's there while you're working… but it may not be there when your family actually needs it.
🔄 Your Life Has Changed—So Should Your Coverage
In retirement, your goals are different. You're not trying to replace lost income anymore.
You're thinking about:
Covering final expenses
Leaving something behind for your kids or grandkids
Avoiding a financial burden on your loved ones
Having peace of mind, knowing things are taken care of
This is where a whole life insurance policy can help.
💡 Why Whole Life Makes More Sense in Retirement
Whole life insurance is different from term. Here’s how:
✅ It doesn’t expire as long as you keep paying
✅ Your monthly rate stays locked in for life
✅ It builds cash value you can use later
✅ It’s designed for legacy, not just income replacement
And here’s the key:
👉 The sooner you get started, the lower your monthly payment will be.
🧡 No Exams. No Pressure. Just Honest Help.
If you're within 10 years of retirement—or already there—it’s the perfect time to review your options.
Whether you have no coverage at all, or you're hanging on to your Employer’s policy and hoping for the best, I’m here to help you sort it out.
✔️ No medical exams
✔️ No high-pressure sales
✔️ Just real, simple solutions that fit your life today
📲 Ready to Talk?
Send me a message or book a quick call. I’ll help you figure out the right plan for this season of life—without the hassle.
Because your future shouldn’t be a question mark.